Author: Phillip Mixon Even though culture and fads change from era to era, there is one thing that is possibly more American than apple pie and baseball combined: that is home ownership.  Home ownership is the cornerstone and foundation of why people can be convinced to toil from 9-5 all week: because they believe that one day, eventually, they will be able to achieve the ultimate goal of home ownership. In 2023, the pressure to keep and maintain a home has correspondingly increased as the cost of living increased. Aside from unusually high interest rates, there is the elephant in the room...